Unlike with some broker-dealers, ICM advisors have the flexibility to access financial products from hundreds of companies. This uncommon level of independence enables you to provide truly sound advice to your clients, with the confidence that you’re presenting them with the best available solutions for their needs.
Our Investment Products team will consult with you one-on-one to offer unbiased recommendations and support, while giving you strategic insight, positioning and comparisons among the tremendous range of products we enable you to offer.
The Insurance Services department provides insurance product marketing support to help you make smart decisionsregarding the use of insurance based solutions. Their responsibility is to find out what role insurance plays in your practice,what type of service and support you need to grow that segment of your practice and then to bring that support to bear.
Prior to pursuing a wealth protection specialist career path, you should understand what life insurance is and how the life insurance industry operates. Life insurance is purchased by individuals to provide financial resources to beneficiaries upon the death. It may be purchased to serve as income replacement, debt repayment or to fulfill promised funds such as college tuition. The purpose is to provide stability, peace of mind and security, as delivered by a wealth protection specialist career path.
Our network of Strategic Brokerage Partners provides web-based term life insurance spreadsheets, disability income insurance, long-term care insurance, fixed & indexed annuities as well as the traditional and variable life products from a select group of our Core Life Carriers and many ancillary carriers.
Fee-based asset management emphasizes the quality of the relationships you have with your clients. By considering all of your clients’ investment and life needs, you are able to provide more comprehensive service and support to help them reach their goals. In addition, fee-based asset management enables you to offer a wider selection of products and services that attract clients with more sophisticated needs.
Our dedicated Investment Advisory Services (IAS) team helps financial advisors develop and grow a fee-based practice that can take their business to the next level. Through state-of-the-art investment solutions, a robust fee-based platform, and superior customer service, the IAS team strives to meet and exceed your expectations so you can do the same for your clients.
As investor needs become increasingly complex and sophisticated, the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies and funds in the world, from non-traded REITs to hedge funds to private equity.
Alternative investments are highly speculative and not suitable for all investors. Alternative asset classes are typically more volatile than investments in other asset classes such as equities and fixed income. This volatility may result in significant price fluctuation and loss of some or all principal invested. Additionally, alternative investments may be illiquid and in some cases can create tax liabilities. There is no assurance that the stated objectives will be met. Several of these programs available are for sophisticated investors only or may be limited to established accredited clients.
ICM provides trust services through The Citadel Law Corporation whose dedicated trust specialists have extensive expertise in the implementation of your clients’ trust and estate plans. For over twenty years, Citadel Law Corporation has provided a complete range of essential and advanced estate planning services. Citadel Law Corporation has created thousands of advanced estate plans for some of the most sophisticated and prominent individuals, families and business. Citadel provides comprehensive estate planning services and living trust packages that include all of the following documents and services