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Service Overview
Unlike with some broker-dealers, ICM advisors have the flexibility to access financial products from hundreds of companies. This uncommon level of independence enables you to provide truly sound advice to your clients, with the confidence that you’re presenting them with the best available solutions for their needs.
Unlike with some broker-dealers, ICM advisors have the flexibility to access financial products from hundreds of companies. This uncommon level of independence enables you to provide truly sound advice to your clients, with the confidence that you’re presenting them with the best available solutions for their needs.
Unlike with some broker-dealers, ICM advisors have the flexibility to access financial products from hundreds of companies. This uncommon level of independence enables you to provide truly sound advice to your clients, with the confidence that you’re presenting them with the best available solutions for their needs.
Founded in 1988
Mutual Funds / ETFs
/ Annuities
Our Investment Products team will consult with you one-on-one to offer unbiased recommendations and support, while giving you strategic insight, positioning and comparisons among the tremendous range of products we enable you to offer.
Mutual
Funds
Founded in 1988
Mutual Funds / ETFs
/ Annuities
Our Investment Products team will consult with you one-on-one to offer unbiased recommendations and support, while giving you strategic insight, positioning and comparisons among the tremendous range of products we enable you to offer.
Founded in 1988
Insurance
The Insurance Services department provides insurance product marketing support to help you make smart decisions
regarding the use of insurance based solutions. Their responsibility is to find out what role insurance plays in your practice,
what type of service and support you need to grow that segment of your practice and then to bring that support to bear.
1
Core Life Carriers
Prior to pursuing a wealth protection specialist career path, you should understand what life insurance is and how the life insurance industry operates. Life insurance is purchased by individuals to provide financial resources to beneficiaries upon the death. It may be purchased to serve as income replacement, debt repayment or to fulfill promised funds such as college tuition. The purpose is to provide stability, peace of mind and security, as delivered by a wealth protection specialist career path.
2
Point-Of-Sale Support
Prior to pursuing a wealth protection specialist career path, you should understand what life insurance is and how the life insurance industry operates. Life insurance is purchased by individuals to provide financial resources to beneficiaries upon the death. It may be purchased to serve as income replacement, debt repayment or to fulfill promised funds such as college tuition. The purpose is to provide stability, peace of mind and security, as delivered by a wealth protection specialist career path.
3
Strategic Brokerage Partners
Our network of Strategic Brokerage Partners provides web-based term life insurance spreadsheets, disability income insurance, long-term care insurance, fixed & indexed annuities as well as the traditional and variable life products from a select group of our Core Life Carriers and many ancillary carriers.
Founded in 1988
Insurance
The Insurance Services department provides insurance product marketing support to help you make smart decisions regarding the use of insurance based solutions. Their responsibility is to find out what role insurance plays in your practice, what type of service and support you need to grow that segment of your practice and then to bring that support to bear.
Don’t Be Delt A Bad Hand!
Financial Advisory
Fee-based asset management emphasizes the quality of the relationships you have with your clients. By considering all of your clients’ investment and life needs, you are able to provide more comprehensive service and support to help them reach their goals. In addition, fee-based asset management enables you to offer a wider selection of products and services that attract clients with more sophisticated needs.
Our dedicated Investment Advisory Services (IAS) team helps financial advisors develop and grow a fee-based practice that can take their business to the next level. Through state-of-the-art investment solutions, a robust fee-based platform, and superior customer service, the IAS team strives to meet and exceed your expectations so you can do the same for your clients.
Don’t Be Dealt
A Bad Hand
Don’t Be Delt A Bad Hand!
Financial Advisory
Fee-based asset management emphasizes the quality of the relationships you have with your clients. By considering all of your clients’ investment and life needs, you are able to provide more comprehensive service and support to help them reach their goals. In addition, fee-based asset management enables you to offer a wider selection of products and services that attract clients with more sophisticated needs.
Our dedicated Investment Advisory Services (IAS) team helps financial advisors develop and grow a fee-based practice that can take their business to the next level. Through state-of-the-art investment solutions, a robust fee-based platform, and superior customer service, the IAS team strives to meet and exceed your expectations so you can do the same for your clients.
Don’t Be Delt A Bad Hand!
Financial Advisory
Fee-based asset management emphasizes the quality of the relationships you have with your clients. By considering all of your clients’ investment and life needs, you are able to provide more comprehensive service and support to help them reach their goals. In addition, fee-based asset management enables you to offer a wider selection of products and services that attract clients with more sophisticated needs.
Don’t Be Delt A Bad Hand!
Private Funding Partnerships
As investor needs become increasingly complex and sophisticated,
the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies
and funds in the world, from non-traded REITs to hedge funds to private equity.
Alternative investments are highly speculative and not suitable for all investors. Alternative asset classes are typically more volatile than investments in other asset classes such as equities and fixed income. This volatility may result in significant price fluctuation and loss of some or all principal invested. Additionally, alternative investments may be illiquid and in some cases can create tax liabilities. There is no assurance that the stated objectives will be met. Several of these programs available are for sophisticated investors only or may be limited to established accredited clients.
Alternatives
Don’t Be Delt A Bad Hand!
Private Funding Partnerships
As investor needs become increasingly complex and sophisticated,
the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies
and funds in the world, from non-traded REITs to hedge funds to private equity.
Alternative investments are highly speculative and not suitable for all investors. Alternative asset classes are typically more volatile than investments in other asset classes such as equities and fixed income. This volatility may result in significant price fluctuation and loss of some or all principal invested. Additionally, alternative investments may be illiquid and in some cases can create tax liabilities. There is no assurance that the stated objectives will be met. Several of these programs available are for sophisticated investors only or may be limited to established accredited clients.
Don’t Be Delt A Bad Hand!
Private Funding Partnerships
As investor needs become increasingly complex and sophisticated,
the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies
and funds in the world, from non-traded REITs to hedge funds to private equity.
ICM LENDING – icmlending.com
Real Estate
As investor needs become increasingly complex and sophisticated,
the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies
and funds in the world, from non-traded REITs to hedge funds to private equity.
Alternative investments are highly speculative and not suitable for all investors. Alternative asset classes are typically more volatile than investments in other asset classes such as equities and fixed income. This volatility may result in significant price fluctuation and loss of some or all principal invested. Additionally, alternative investments may be illiquid and in some cases can create tax liabilities. There is no assurance that the stated objectives will be met. Several of these programs available are for sophisticated investors only or may be limited to established accredited clients.
ICM LENDING – icmlending.com
Real Estate
As investor needs become increasingly complex and sophisticated,
the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies
and funds in the world, from non-traded REITs to hedge funds to private equity.
Alternative investments are highly speculative and not suitable for all investors. Alternative asset classes are typically more volatile than investments in other asset classes such as equities and fixed income. This volatility may result in significant price fluctuation and loss of some or all principal invested. Additionally, alternative investments may be illiquid and in some cases can create tax liabilities. There is no assurance that the stated objectives will be met. Several of these programs available are for sophisticated investors only or may be limited to established accredited clients.
ICM LENDING – icmlending.com
Real Estate
As investor needs become increasingly complex and sophisticated,
the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies
and funds in the world, from non-traded REITs to hedge funds to private equity.
Re-Finance
Pre-Approvals
Purchase Loans
Reverse Mortgages
Debt Settlements
Brokerage
Founded in 1988
Trust Services
ICM provides trust services through The Citadel Law Corporation whose dedicated trust specialists have extensive expertise in the implementation of your clients’ trust and estate plans. For over twenty years, Citadel Law Corporation has provided a complete range of essential and advanced estate planning services. Citadel Law Corporation has created thousands of advanced estate plans for some of the most sophisticated and prominent individuals, families and business. Citadel provides comprehensive estate planning services and living trust packages that include all of the following documents
and services:.
- Revocable Living Trust
- Transfer Documents / Grant Deed
- Attorney Certification of Trust
- Powers of Attorney
- Advanced Healthcare Directives / Living Wills
- Irrevocable Life Insurance Trusts (ILIT)
- Charitable Remainder Trusts (CRT)
- Grantor Retained Income Trusts (GRIT)
- Tax-Exempt Charitable Foundations
- Trustee Services
Trust Services
Founded in 1988
Trust Services
ICM provides trust services through The Citadel Law Corporation whose dedicated trust specialists have extensive expertise in the implementation of your clients’ trust and estate plans. For over twenty years, Citadel Law Corporation has provided a complete range of essential and advanced estate planning services. Citadel Law Corporation has created thousands of advanced estate plans for some of the most sophisticated and prominent individuals, families and business. Citadel provides comprehensive estate planning services and living trust packages that include all of the following documents
and services:.
949-453-7660
Insurance License Number: 0795190 Securities offered through SagePoint Financial, Inc., a registered broker dealer member FINRA/SIPC. Investment advisory services offered through Independent Capital Management, Inc. a registered investment advisor, not affiliated with SagePoint Financial, Inc. Certain insurance products offered through Independent Capital Management (ICM). ICM Real Estate DBA ICM Lending is a wholly owned subsidiary of ICM. ICM is a separate company from SagePoint Financial, Inc. This communication is strictly intended for individuals residing in the states of AK, AL, AZ, AR, CA, CO, CT, DC, FL, GA, HI,IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC,ND, NE, NH,NJ, NM, NY, NC,ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, and WY. No offers may be made or accepted from any resident outside the specific states referenced. IMPORTANT CONSUMER INFORMATION A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator. The Inc. 500 is ranked according to percentage revenue growth for four years. Additionally, they have to be US based, privately held, for profit, and independent -- not subsidiaries or divisions of other companies. ICM was named to the Inc 500 in 1996 and 1997. SEO Los Angeles
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Independent Capital Management, Inc.
Independent Capital Management, Inc.
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