Home — The Life Insurance Agent Career Track

The Life Insurance Agent Career Track

Home —  The Life Insurance Agent Career Track

The Life Insurance Agent Career Track

The Life Insurance Agent Career Track

Why Choose ICM For Careers?

How to Become a Life Insurance Agent in California

If you want to know how to become a life insurance agent in California, ICM is here to help. The state of California requires insurance agents to get a license. Different fields of insurance require different ‘lines of authority’. Commonly, agents go for Property & Casualty (P&C) or Life, Accident, & Health (L&H).

Why Choose ICM For Careers?

How to Become a Life Insurance Agent in California

If you want to know how to become a life insurance agent in California, ICM is here to help. The state of California requires insurance agents to get a license. Different fields of insurance require different ‘lines of authority’. Commonly, agents go for Property & Casualty (P&C) or Life, Accident, & Health (L&H).

Life Insurance Agent

Insurance Licenses are How to Become a Life Insurance Agent in California

There is no way of how to become a life insurance agent in California other than obtaining an L&H insurance license. Depending on if you are joining a company, or starting your own agency, you may be required to hold more than one type of license. To fill the pre-license requirement, you must complete 20 hours of education coursework per line of authority you intend to hold, plus 12 hours of Ethics and California Insurance Code. You will then be able to take the proctored exams necessary for your license. You are also required to be fingerprinted, so that a thorough background check can be made. Any prior misdemeanors or felonies can impact how to become a life insurance agent in California with a license. Once you get your license, though, California lives up to its moniker of the Golden State. How to become a life insurance agent in California that pulls down big money? Leverage every ounce of charm and moxie you have, and network like your professional life depends on it. Because it absolutely does.

What are the Responsibilities of
a Wealth Protection Specialist?

In this position you contact prospective clients in order to sell products. It’s the job of the specialist to understand and explain the products and services to the potential client so that they can efficiently choose a plan that’s right for them. A specialist will:

  • Prospect clients in order to expand their client pool
  • Interview prospects in order to fully comprehend their needs and pain points
  • Explain different policies and the advantages of each

You may specialize in different products or have a more generalized approach, such as providing more comprehensive financial planning services. This may include estate planning and pension planning for businesses. You may also offer mutual funds, variable annuities and other securities.

Insurance
Future

Insurance Licenses are How to Become a Life Insurance Agent in California

There is no way of how to become a life insurance agent in California other than obtaining an L&H insurance license. Depending on if you are joining a company, or starting your own agency, you may be required to hold more than one type of license. To fill the pre-license requirement, you must complete 20 hours of education coursework per line of authority you intend to hold, plus 12 hours of Ethics and California Insurance Code. You will then be able to take the proctored exams necessary for your license. You are also required to be fingerprinted, so that a thorough background check can be made. Any prior misdemeanors or felonies can impact how to become a life insurance agent in California with a license. Once you get your license, though, California lives up to its moniker of the Golden State. How to become a life insurance agent in California that pulls down big money? Leverage every ounce of charm and moxie you have, and network like your professional life depends on it. Because it absolutely does.

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Do you want to know…

How to Become a Life Insurance Agent in California That Succeeds

Besides the license, the real answer to how to become a life insurance agent in California that can hit the ground running is to make sure you have these skills locked down:

  • Business background: While college-level education is not essential, a decent comprehension of the tax and legal aspects of your products and their interactions with a client’s broader financial situation is important to your credibility as an agent. College-level instruction in business classes can lead to higher pay. Tax law, accounting, business administration, and investment planning are all suitable classes for a prospective broker who wants to take the best path in how to become a life insurance agent in California.
  • Resilient, positive personality: A successful agent is always excited, eager, and upbeat around clients, handling a ‘no’ with grace but confident that ‘yes’ is just around the corner.
  • People skills: It is imperative when dealing with clients who are often suspicious and out of their comfort zone in dealing with insurance to be patient and considerate. Put your client at their ease, especially when you are negotiating a policy with an insurance company. Most of the trick of how to become a life insurance agent in California that consistently hits their targets is, as with many Californian industries, talking the talk: walking the walk will follow.

Do you want to know…

How to Become a Life Insurance Agent in California That Succeeds

Besides the license, the real answer to how to become a life insurance agent in California that can hit the ground running is to make sure you have these skills locked down:

  • Business background: While college-level education is not essential, a decent comprehension of the tax and legal aspects of your products and their interactions with a client’s broader financial situation is important to your credibility as an agent. College-level instruction in business classes can lead to higher pay. Tax law, accounting, business administration, and investment planning are all suitable classes for a prospective broker who wants to take the best path in how to become a life insurance agent in California.
  • Resilient, positive personality: A successful agent is always excited, eager, and upbeat around clients, handling a ‘no’ with grace but confident that ‘yes’ is just around the corner.
  • People skills: It is imperative when dealing with clients who are often suspicious and out of their comfort zone in dealing with insurance to be patient and considerate. Put your client at their ease, especially when you are negotiating a policy with an insurance company. Most of the trick of how to become a life insurance agent in California that consistently hits their targets is, as with many Californian industries, talking the talk: walking the walk will follow.

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Insurance
Future

Independent Capital Management, Inc. is always on the lookout for promising individuals, branches and agencies wondering how to become a life insurance in California. If you’re interested in being a part of our family, get in touch on 949-453-7660, or follow this link.

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