Products & Services


Unlike with some broker-dealers, ICM advisors have the flexibility to access financial products from hundreds of companies. This uncommon level of independence enables you to provide truly sound advice to your clients, with the confidence that you’re presenting them with the best available solutions for their needs.

 

  • Mutual Funds / ETFs / Annuities

Our Investment Products team will consult with you one-on-one to offer unbiased recommendations and support, while giving you strategic insight, positioning and comparisons among the tremendous range of products we enable you to offer. 

 

  • Insurance

Independent Capital Management - Brokerage PartnersThe Insurance Services department provides insurance product marketing support to help you make smart decisions regarding the use of insurance based solutions. Their responsibility is to find out what role insurance plays in your practice, what type of service and support you need to grow that segment of your practice and then to bring that support to bear.

CORE LIFE CARRIERS

The Core Life Carriers are specially selected insurance carriers who share our vision.  They have demonstrated their willingness and ability to not only assist us in delivering value to you, the Advisor, but to also facilitate the access and distribution of competitive, quality products and services. Each Core Life Carrier has agreed to provide underwriting support, advanced planning support, operations support and other support as needed by our network of independent financial professionals.

STRATEGIC BROKERAGE PARTNERS

Our network of Strategic Brokerage Partners provides web-based term life insurance spreadsheets, disability income insurance, long-term care insurance, fixed & indexed annuities as well as the traditional and variable life products from a select group of our Core Life Carriers and many ancillary carriers.

POINT-OF-SALE SUPPORT

You have access to a network of local and regional experts across the US who have been chosen for their expertise in insurance planning. These specialists can provide point-of-sale support for advanced cases. 

 

  • Advisory

Fee-based asset management emphasizes the quality of the relationships you have with your clients. By considering all of your clients’ investment and life needs, you are able to provide more comprehensive service and support to help them reach their goals. In addition, fee-based asset management enables you to offer a wider selection of products and services that attract clients with more sophisticated needs.

Our dedicated Investment Advisory Services (IAS) team helps financial advisors develop and grow a fee-based practice that can take their business to the next level. Through state-of-the-art investment solutions, a robust fee-based platform, and superior customer service, the IAS team strives to meet and exceed your expectations so you can do the same for your clients.

  • Alternatives

As investor needs become increasingly complex and sophisticated, the marketplace has introduced a growing number of alternative investment products. Alternative investments provide qualified investors with exposure to markets and investment strategies that cannot be accessed through traditional fixed income and equity markets. We work with some well known alternative companies and funds in the world, from non-traded REITs to hedge funds to private equity.

Alternative investments are highly speculative and not suitable for all investors. Alternative asset classes are typically more volatile than investments in other asset classes such as equities and fixed income. This volatility may result in significant price fluctuation and loss of some or all principal invested. Additionally, alternative investments may be illiquid and in some cases can create tax liabilities. There is no assurance that the stated objectives will be met. Several of these programs available are for sophisticated investors only or may be limited to established accredited clients.

  • Real Estate

ICM LENDING - icmlending.com 

ICM LendingOur team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help your client find the right loan program at the lowest rate. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

 

              • RE-FINANCE
              • PRE-APPROVALS
              • PURCHASE LOANS
              • REVERSE MORTGAGES
              • DEBT SETTLEMENTS
              • BROKERAGE

  • Trust Services

Citadel Law Corporation ICM provides trust services through The Citadel Law Corporation whose dedicated trust specialists have extensive expertise in the implementation of your clients’ trust and estate plans. For over twenty years, Citadel Law Corporation has provided a complete range of essential and advanced estate planning services. Citadel Law Corporation has created thousands of advanced estate plans for some of the most sophisticated and prominent individuals, families and business.  Citadel provides comprehensive estate planning services and living trust packages that include all of the following documents and services:

              • Revocable Living Trust
              • Transfer Documents / Grant Deed
              • Attorney Certification of Trust
              • Powers of Attorney
              • Advanced Healthcare Directives / Living Wills
              • Irrevocable Life Insurance Trusts (ILIT)
              • Charitable Remainder Trusts (CRT)
              • Grantor Retained Income Trusts (GRIT)
              • Tax-Exempt Charitable Foundations
              • Trustee Services